River Bank & Trust

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Worksheets

Worksheet: Costs of Refinancing

Cost	Example	Lender 1:	Lender 2:
1. Points	$1,000	_______________	_______________
2. Application Fee	$350	_______________	_______________
3. Title Search and Insurance	$500	_______________	_______________
4. Inspections	$200	_______________	_______________
5. Survey	$150	_______________	_______________
6. Underwriting Fee	$200	_______________	_______________
7. Credit Report	$50	_______________	_______________
8. Appraisal	$250	_______________	_______________
9. Attorney Fees	$250	_______________	_______________
10. Recording Fees and document preparation	$50	_______________	_______________
11. State and local taxes, stamp taxes, transfer taxes.	?	_______________	_______________
12. Prepaid Private Mortgage Insurance (PMI)	?	_______________	_______________
13. Other (if any)	?	_______________	_______________
Total Cost of Refinancing	$3,000	_______________	_______________

Investment and insurance products and services are offered through INFINEX INVESTMENTS Member FINRA/SIPC. River Financial Services is a trademark name of the bank. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including possible loss of value.